What is IFSC Code of Indian Overseas Bank (IOB) Arya College-Ludhiana Branch in Ludhiana, Punjab ?
The Indian Financial System Code (IFSC) is an alphanumeric code that uniquely identifies a Bank-Branch participating in National Electronic Funds Transfer (NEFT) and Real Time Gross Settlement (RTGS) Electronic Funds Settlement Systems in India. IFSC Code of IOB Bank is provided by RBI. IOB Bank IFSC Code identifies branch which participate in online fund transfers. IFSC code Indian Overseas Bank (IOB) Branch is a unique code for branch. IOB Bank IFSC Code consists of 11 Characters:
(ex. AAAA00654321)
• First 4 characters represent the entity (AAAAxxxxxxx)
• Fifth position has been defaulted with a '0' (Zero) for future use (xxxx0xxxxxx)
• Last 6 character denotes the branch identity (xxxxx654321)
Indian Overseas Bank (IOB) Arya College-Ludhiana Branch IFSC Code IOBA0001406 & MICR 141020001 Punjab State Ludhiana District located IOB Bank Arya College-Ludhiana Branch Address is ARYA COLLEGE FOR BOYS, RAJPURA ROAD, LUDHIANA, 141001 Contact No IOB Bank Arya College-Ludhiana email id [email protected] ifsc code is IOBA0001406 & micr is 141020001
What is SWIFT CODE of IOB Bank Arya College-Ludhiana Branch in Ludhiana, Punjab ?
The Society for Worldwide Interbank Financial Telecommunication (SWIFT) (also known as ISO 9362, SWIFT-BIC, BIC code, SWIFT ID or SWIFT code) is approved by the International Organization for Standardization (ISO). It is a unique identification code for both financial and non-financial institutions. When assigned to a non-financial institution, a code may also be known as a Business Entity Identifier or BEI. These codes are used when transferring money between banks, particularly for international wire transfers, and also for the exchange of other messages between banks. The codes can sometimes be found on account statements. SWIFT and BIC codes are basically the same. The SWIFT code is 8 or 11 characters
Example: AAAAUK5CXXX
• AAAA 4 letters: Institution Code or bank code.
• UK 2 letters: ISO 3166-1 alpha-2 country code
• 5C 2 letters or digits: location code
• If the second character is "0", then it is typically a test BIC as opposed to a BIC used on the live network.
• If the second character is "1", then it denotes a passive participant in the SWIFT network
• If the second character is "2", then it typically indicates a reverse billing BIC, where the recipient pays for the message as opposed to the more usual mode whereby the sender pays for the message.
• XXX 3 letters or digits: branch code, optional ('XXX' for primary office)
Where an 8-digit code is given, it may be assumed that it refers to the primary office.
Indian Overseas Bank (IOB) of Arya College-Ludhiana Branch IFSC code IOBA0001406, MICR NO 141020001 is in Ludhiana district of Punjab State. IOB Bank Customer care email ATM [email protected], Internet banking email id : [email protected] , Credit Card : [email protected]. Indian Overseas Bank (IOB) Customer care phone number 1800 425 4445.
How to use IOB Bank Arya College-Ludhiana Branch SWIFT, BIC Code in Ludhiana, Punjab
Bank Identifier Code (BIC), SWIFT codes and Routing Code are basically the same. Indian Overseas Bank (IOB) SWIFT Code Bank used to Transfer fund to International banks branches. SWIFT, BIC Code Bank is provided the broadest coverage of national bank identifiers. BIC/SWIFT Code is identifying Bank Country branches. BIC Code of IOB Bank is unique for each branch. These codes are used when transferring money between banks, particularly for international wire transfers, and also for the exchange of other messages between banks.
MICR code for Indian Overseas Bank (IOB) Arya College-Ludhiana Branch is 141020001. This MICR code 141020001 is used to get bank account details of customer for cheque clearance.
What is MICR No of Indian Overseas Bank (IOB) Arya College-Ludhiana Branch in Ludhiana, Punjab and how is it used by a bank?
Magnetic ink character recognition (MICR) code can be seen on bottom of cheque leaf. Indian Overseas Bank (IOB) Arya College-Ludhiana MICR No is 141020001 used by bank to process clearing of cheques and other operations. This code is printed by special ink and information can be read by using specific readers. MICR code IOB Bank give information about bank code and account details of account holder etc. MICR code is made up of nine digits in which first 3 digits show name of city, Next 3 digits shows code of bank and last 3 digits shows name of branch of bank. MICR codes are for secure transaction.
IFSC code for IOB Bank Arya College-Ludhiana branch IFSC Code is IOBA0001406. IFSC code is also available at bottom of cheque of INDIAN OVERSEAS BANK (IOB). This code IOBA0001406 is helpful to know ARYA COLLEGE-LUDHIANA branch details of the IOB Bank when we made online transaction of fund through NEFT,RTGS,mobile banking, bill payments, Credit card payment, online booking etc.